We believe that comprehensive and continuous financial planning is where the majority of an advisor’s value lies. In order to meet you and your family’s goals it is our aim to deliver advice on anything and everything that influences your financial lives. This is the difference between an investment advisor and a comprehensive financial planner. The following is a list of services we provide to clients, including corresponding research if available on the additional value that it can add to your plan.

While all of our services bring value, security and simplicity to your financial life, some can also show a direct return on investment. A comprehensive financial planner can add about 3.0%¹ value over time. This is how we can continually earn our fee and help you achieve your financial plan.


1Kinniry, Francis M. Jr.,CFA, Colleen M. Jaconetti, CPA,CFP®, Michael A DiJoseph, CFA, and Yan Zilbering, 2014. Putting a value on your value: Quantifying Vanguard Advisors’s Alpha. Valley Forge, PA.: The Vanguard Group
2Blanchett, David, CFA, CFP® and Paul Kaplan, Ph.D., CFA, 2013. Alpha, Beta and Now…Gamma.https://corporate1.morningstar.com/uploadedFiles/US/AlphaBetaandNowGamma.pdf
3Kitces, Michael E. MSFS, MTAX, CFP®, CLU, ChFC, RHU, REBC, CASL, 2014. Evaluating the Tax Deferral and Tax Bracket Arbitrage Benefits of Tax Loss Harvesting. https://www.kitces.com/blog/evaluating-the-tax-deferral-and-tax-bracket-arbitrage-benefits-of-tax-loss-harvesting/
4Cook, Kirsten, Ph.D., William Meyer, and William Reichstein, Ph.D, 2015. Tax-Efficient Withdrawal Strategies. Financial Analysts Journal, Vol. 71, No. 2 (March/April 2015), pages 16-29.