Our Blog: The Bishop’s Piece
Using the Correct Retirement Plan Assumptions
Recap on the CARES Act
The biggest stimulus package to ever be signed into law happened Friday, so I wanted to write a quick recap of some of the items that will affect many of my clients. This is not an exhaustive list by any means, but will give your average individual an understanding of how they might be able […]
Do a Portfolio Review!
A traditional stock and bond portfolio has done well over the last decade, but with valuations for US stocks at historical highs and bond yields at historical lows it may be tough for the same portfolio to repeat in the next 10 years. Now is a great time to review your portfolio to see if […]
The SECURE ACT
Just this past month congress passed the SECURE act, which is one of the biggest rule changes I have seen to retirement planning since I began in the industry. In total it is the right direction to help and incentivize people to plan for their futures, but more will definitely need to be done. Here […]
Five Year-End Tax Tips
With the end of the year fast approaching, let’s remember that we still have time to save on taxes. Even though we can’t control the markets, there are some things we do have direct control of and most are centered around taxes. We know the tax rules today and we can take steps now to […]
How to Read a Prospectus
We get these thick booklets mailed to us at least annually, and usually they go directly into the recycling bin. Being an advisor, I hope clients read them and understand them, but in reality they are not entertaining to read; unless you understand the inner workings of a fund it is going to be like […]
Protecting Against “Sequence of Returns” Risk
With the summer season ending, children going back to school and days getting shorter it is impossible not to feel the change. As the variables around us change we need to change as well, and adapt with them in order to survive. With valuations of stocks at elevated levels and bond yields depressed at historical […]
How to Protect Your Personal Data Online
Data breaches, once a fairly rare occurrence, have become more frequent as hackers become more skilled in their ability to extract personal data from popular social media sites such as Facebook and Twitter. And while we commonly hear about breaches from these large, global organizations, it’s important to remember that small businesses are just as […]
Prepare for the Next Market Downturn
With a negative yield curve, trade wars and slowing growth in the economy, a poll showed that majority of business economists believe we will enter a recession in the next 2 years (National Association for Business Economics). While this seems inevitable with the facts in front of us, there is no litmus test for a […]
